Cash App is a mobile payment service app. No, Square, Inc is not a cash app bank name. Cash App is the best example of new technology developed by Square, Inc. to transfer money without standing in long queues of banks.

While Cash App is not technically a bank, and there is no cash app bank name and address, it does offer some banking-like features, such as the ability to deposit funds into a Cash App account, use a Cash Card for purchases, and withdraw funds to a linked bank account. 

Still, people place queries on Quora, medium, or other blogging platforms to know what is a cash app bank name or where to find the cash app bank name and address for direct deposit. 

There are many misconceptions related to Cash App bank name and address and its usage. 

This blog will answer all your queries about Cash App bank name, work, etc. 

What is a Cash App Bank Name and Address for Direct Deposit? 

Cash app is the only digital money transfer app trusted by lakhs of people over the years, thanks to its ease of use and convenience. However, many users may wonder about the bank that backs Cash App.

Here are some points to describe the bank name associated with Cash App:

Cash App is not a traditional bank, but it does work with several banks to provide its services.

  • Lincoln Savings Bank, a Federal Deposit Insurance Corporation (FDIC) member, is the primary bank that backs up the cash app. 

The FDIC is an independent agency of the United States government that provides insurance for banks' savings. It means that if the bank backing Cash App were to fail, the FDIC would provide insurance coverage for the funds held in user accounts up to $250,000 per account holder.

In addition to Lincoln Savings Bank, Cash App also works with other banks to provide its services, including Sutton Bank and Metropolitan Commercial Bank.

  • Sutton Bank is also a member of the FDIC, while Metropolitan Commercial Bank is a New York State-chartered commercial bank.

While these two banks promote Cash App two premium services, such as cash app debit card and direct deposit. On the same side, Sutton Bank and Lincoln Savings Bank give backend support to the Cash App to provide these two services -  electronic funds transfer program (Direct Deposit) and plastic money (Debit Card). 

Remember, the funds held in Cash App accounts are not owned directly by these banks. Instead, these funds are the responsibility of the Cash App as a separate entity from the banks it works with.

Cash App also offers a cash card, which is a debit card linked to a user's Cash App account. 

Now when you google what's a cash app bank name or even a cash app bank name for direct deposit, the search engine will show the name and address of one of the banks connected with the cash app. 

Cash App Bank Address

The funds transferred using Cash App come under the supervision of Sutton Bank. Cash app is an independent app that provides users with a healthy and wealthy platform to send and receive money. 

When you google the cash app bank name and address, you will find the address of Sutton Bank, as listed on the FDIC website, and that is:

Sutton Bank

3 N. Main St.

Attica, OH 44807

So if Cash App has no bank, then is Cash App safe for banking or investment? 

What is a Cash App? Banking or an Investment App?

Cash app is not a bank and does not offer traditional banking services, such as loans or credit lines.

Cash App is also not an investment app, as it does not offer investment options or advice. But, Cash App does allow users to buy and sell Bitcoin, a type of digital currency used as an investment option.

The ability to buy and sell Bitcoin in Cash App is not the same as traditional investing because Bitcoin's value is highly volatile.

Cash App's primary functions are:

  • Provide a quick and easy way for users to send and receive money.
  • Allows users to deposit their paycheck directly into their Cash App account through direct deposit.
  • Another feature of the Cash App is the Cash Card, a physical debit card that users can use to make purchases or withdraw cash from an ATM. 

The Cash Card has a deep connection with your Cash App account that you can customise with unique designs and personalised signatures. You cannot use a cash app card as a credit card. The cash app does not have a bank name, address, or service of any credit line.

So, is it safe to use a cash app that does not have a bank name and address? 

Is using a Cash App Safe Without a Bank Name and Address? 

Cash App is a lifesaver for anyone who needs to transfer money easily and quickly. But, technology is always at risk of fraud or hacking. Do not worry, though, because Cash App has your back with a few security measures that will keep your account secure.

You can use Touch ID or Face ID to log in, and there is even an option to set up a PIN code to add an extra layer of protection. On top of that, Cash App encrypts all your personal and financial information privately.

By the way, did you know that there is a giveaway that can give you up to $100 just for signing up with a valid email? 

This app is a reliable and secure mobile payment service even after not having a traditional cash app bank name or address. 

Now if a cash app has no bank name, then how does this app verify its user's identity? 

Why do you have to Verify your Identity to Use a Cash App?

Cash App needs users to confirm their identity for a few reasons, such as:

  • As per the Bank Secrecy Act and the Anti-Money Laundering regulations, financial companies like Cash App must know who their customers are to stop illegal activities like money laundering and fraud.
  • To protect the safety of the Cash App platform. By confirming someone's identity, Cash App keeps its users' personal and financial information safe and secure.
  • Identity verification is essential for several transactions, such as sending or receiving large amounts of money or linking a bank account or debit card to the Cash App account. 

By confirming your identity, the Cash App platform is secure and follows the law. By verifying your identity, you can protect yourself and others and make sure that Cash App stays safe for everyone.

Yes, the cash app does not have a bank name and address, but with Sutton Bank and Lincoln Savings Bank, Cash App provides Cash App Debit Card and Cash App Direct Deposit services. 

In a nutshell, a cash app is another digital app to transfer and receive money. The app stands out from other digital money transfer apps due to its simplicity, instant money transfer feature, Cash App card, Bitcoin trading, unique fee structure, and additional features. 


Cash App is not issued or supported by Sutton Bank. You can use your card for purchases or ATM withdrawals.

Cash App provides online banking services but it is not a bank. All debit card,credit or cash app card issued by Cash App's bank partner(s).

Cash App has association with Lincoln Savings Bank and your bank account can be connected with Plaid.

The Lincoln Savings Bank routing number for Cash App is 073923033. The routing number for Sutton Bank for non-Fedwire payments is 041215663.

Cash App has association with Lincoln Savings Bank and your bank account can be connected with Plaid.

The Cash App Cash Card is issued by Sutton Bank, and Lincoln Savings Bank overseas customer direct deposits.Call for cash app customer care (1-800-969-1940) write to Block, Inc., 1455 Market St., Suite 600, San Francisco, CA 94103, USA.